Live Well, Work Well

May 5, 2021

Celebrate World No Tobacco Day by Learning About Smoking Cessation According to the American Lung Association, smoking kills over 480,000 people every year. Few people would disagree that smoking is

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Professional vs General Liability

February 25, 2021

General Liability protects a business from claims alleging bodily injury and property damage arising out of premises, products or completed operations injuries.  Most general liability policies exclude coverage for liability

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Is a Traditional D&O Policy Enough?

By Sherwood Bowditch General Liability policies typically cover the cost of defense outside of the limit of insurance meaning attorney costs do not reduce the amount of insurance available to

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The Importance of Return-To-Work and Light Duty Policies for Injured Employees

At Winters-Oliver Insurance Agency, we work with businesses in many different industries. Two industries that experience more frequent workers compensation claims tend to be home healthcare and human services organizations.

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